CONCEPT Professional Training & Palo Alto University Announce Workshop on Advanced Topics in Child Custody Evaluation

Workshop Advanced Child Custody Evaluation

Workshop Advanced Child Custody Evaluation

Forensic Mental Health workshops

Summer Training at Palo Alto University

CONCEPT Professional Training and Palo Alto University Announce Summer Training Institute Workshop on Advanced Topics in Child Custody Evaluation

PALO ALTO, CALIFORNIA, UNITED STATES, June 22, 2018 /EINPresswire.com/ — CONCEPT Professional Training, a global leader in online professional training in forensic mental health, and Palo Alto University, Northern California's leading school of psychology and counseling, announced today that Drs. David Martindale and James Flens will present a 2-day workshop on advanced issues in child custody evaluation at this year’s Summer Training Institute at Palo Alto University August 20th – 24th, 2018.

Summer Training Institute is 5 days of mix-and-match professional development workshops presented by internationally renowned experts in forensic psychology.

This year, internationally recognized experts in forensic psychological assessment in custody litigation, Drs. David Martindale and James Flens, will present a 2-day workshop on advanced topics in custody evaluation, Forensic Psychological Assessment in Custody Litigation: Conceptual Issues, Data Integration, and Advanced Topics.

Instruction will be provided regarding interviewing methods designed to yield data most relevant to the issues before the court, and the processes to be employed in the integration of those data with data obtained through the administration of formal assessment instruments. Basic concepts of psychological assessment will be discussed, with emphasis on test selection criteria, reliability, validity (in its various forms), and the manner in which testing conditions effect the reliability and validity of test data. Suggestions will be offered regarding ways to effectively explain assessment findings in reports. Data integration discussions will include comparing and contrasting test data with other data sources, the use of test data in the development of recommendations and how to discuss testing in written and verbal testimony. Additional topics will include a discussion of the inclusion of test data in evaluators’ reports, disclosure of test data and disclosure of test materials.

Specific instruments used by child custody evaluators will be discussed in detail, including: those administered for personality variables [e.g., MMPI-2, PAI, MCMI], child behavior [e.g., CBCI, BASC-3, Connors], parent-child relationships [e.g., PSI-2, PCRI], a discussion of various specific focus tests [e.g., PPI-R, TSI-2, Rorschach], and tests of questionable utility [e.g., Bricklin Scales, Projective Drawings, TAT].

This workshop is eligible for continuing education credit. For a complete listing of approvals https://www.concept-ce.com/board-approvals/

For more information on the Summer Training Institute 2018, visit the information page.

About CONCEPT (http://www.concept-ce.com/)
Consolidated Continuing Education and Professional Training (CONCEPT) provides expert professional training in areas relevant to criminal and civil forensic mental health assessment, correctional, law enforcement, and forensic intervention. CONCEPT’s professional training programs are presented by the field’s top experts and are based on empirical research and best practices. CONCEPT is dedicated to providing premium professional training, enhanced by technology and e-learning pedagogy, in an accessible online format.

About Palo Alto University (https://www.paloaltou.edu/about)
Palo Alto University (PAU) is a private, nonprofit educational institution, founded in 1975 as the Pacific Graduate School of Psychology (PGSP), an independent, professional school. PGSP was first accredited in 1986 by the regional accrediting body, the Western Association of Schools and Colleges. It has been continuously accredited since then. PGSP re-incorporated as Palo Alto University in August 2009. PAU is dedicated to education with an emphasis in the behavioral and social sciences; to promoting future innovators and leaders for the benefit of society; to generating knowledge through research and scholarship of the highest level; and to providing services to the community informed by science and scholarship.

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ROBERT PARFITT
ConCEPT Professional Training
8887094448
email us here


Source: EIN Presswire

New York Mesothelioma Victims Center Now Focuses on Electrical Workers with Mesothelioma In New York State-Call for Instant Access to The Nation's Top Lawyers for Better Client Compensation Results

Please do not shortchange yourself when it comes to mesothelioma compensation if you are an electrician or electrical worker. ”

— New York Mesothelioma Victims Center

NEW YORK, NEW YORK, USA, June 22, 2018 /EINPresswire.com/ — The New York Mesothelioma Victims Center is now urging an electrical worker or electrician with mesothelioma anywhere in New York State to call them anytime at 800-714-0303 for instant access to some of the nation's top mesothelioma attorneys who have a proven track record of obtaining the best possible financial compensation results for their clients. What makes a mesothelioma compensation claim for an electrical worker or an electrician so incredibly valuable is the numerous types of exposure to asbestos one of these individuals could have been exposed to." http://NewYork.MesotheliomaVictimsCenter.Com

The group wants to emphasize It is different-types of exposure to asbestos that makes a mesothelioma compensation claim so valuable for an electrician or electrical worker. They are one of the leading sources in the nation for energy workers with mesothelioma receiving the very best possible financial compensation. They are urging an electrical worker or electrician with mesothelioma anywhere in New York State to call them anytime at 800-714-0303 so the diagnosed person can compare the qualities of who the New York Mesothelioma Victims Center considers to be the nation's most skilled lawyers to anyone else. The fulltime mesothelioma attorneys they suggest are based in New York City.

The group says, "We also want to emphasize the full-time mesothelioma attorneys we suggest help skilled trades people like electricians and electrical workers with this rare cancer on nationwide basis. Most electrical workers we assist received exposure to asbestos in multiple states. As an example New York, Pennsylvania, and New Jersey. Multi-State exposure to asbestos could dramatically increase the compensation claim potential as we would like to discuss anytime at 800-714-0303. Please do not shortchange yourself when it comes to mesothelioma compensation if you are an electrician or electrical worker. Mesothelioma compensation for an electrical worker or electrician in New York probably starts at a million dollars." http://NewYork.MesotheliomaVictimsCenter.Com

The New York Mesothelioma Victims Center is especially focused on assisting former factory workers with mesothelioma in upstate New York-including the following communities: Buffalo, Amsterdam, Schenectady, Binghamton, Rochester, Syracuse, Watertown, Utica, Rome, or Poughkeepsie.

For the best possible mesothelioma treatment options in New York the New York Mesothelioma Victims Center strongly recommends the following three heath care facilities with the offer to help a diagnosed victim, or their family get to the right physicians at each hospital:
* New York City’s Memorial Sloan Kettering Cancer Clinic: http://www.mskcc.org/
* New York City’s Columbia Presbyterian Hospital: http://hiccc.columbia.edu/
* New York City’s Mount Sinai Hospital:
http://www.mountsinai.org/lung-cancer/about-lung-cancer/about-mesothelioma/

The New York Mesothelioma Victims Center specializes in financial compensation for diagnosed victims of mesothelioma. High-risk work groups for exposure to asbestos in New York include US Navy Veterans, power plant workers, maritime workers, shipyard workers, manufacturing, or industrial workers, plumbers, welders, electricians, auto mechanics, machinists, miners, railroad workers or construction workers. Typically, the exposure to asbestos occurred in the 1950’s, 1960’s, 1970’s, or 1980’s. Navy Veterans make up about one third of all people diagnosed with mesothelioma in the United States each year.

The states indicated with the highest incidence of mesothelioma include Maine, Massachusetts, Connecticut, Maryland, New Jersey, Pennsylvania, Ohio, West Virginia, Virginia, Michigan, Illinois, Minnesota, Louisiana, Washington, and Oregon. However, based on the calls the Mesothelioma Victims Center receives a diagnosed victim of mesothelioma could live in any state including New York. http://NewYork.MesotheliomaVictimsCenter.Com

For more information about mesothelioma please refer to the National Institutes of Health’s web site related to this rare form of cancer: https://www.cancer.gov/types/mesothelioma

Michael Thomas
New York Mesothelioma Victims Center
800-714-0303
email us here


Source: EIN Presswire

The FDA Moves to Restrict Sale of Bayer's Essure® Birth Control Device as Sales Continue to Decline

Essure on Facebook

The FDA is taking this step after becoming aware that some women were not being adequately informed of Essure’s risks before getting the device implanted

The FDA doesn’t provide any remedy whatsoever for the person who was harmed… The only person who can help them is an attorney experienced in dealing with potentially harmful medical devices.”

— Martin Schmidt

SAN DIEGO, CALLIFORNIA, UNITED STATES, June 21, 2018 /EINPresswire.com/ — Sales of Bayer’s permanent birth control device Essure® are down 70 percent in the United States, according to the U.S. Food and Drug Administration (FDA). Those sales could continue to drop after the agency announced it would restrict sales of the device in the U.S.

The FDA announced in early April it would begin restricting sales of Essure® in the U.S. because women were still getting the potentially dangerous device without being fully informed of its risks.

“The FDA is aware that some women have received the Essure® device without being adequately informed of Essure’s risks,” reads the FDA’s announcement on its website. The regulatory agency said it would restrict sales of Essure® to only those healthcare providers who agreed to review and sign a patient-doctor checklist before implanting the device.

The FDA required Bayer, the maker of Essure®, to provide a patient-doctor checklist in 2016 after thousands of complaints poured into the FDA’s adverse events database regarding potential risks of the contraceptive device.

Risks of Essure® include severe abdominal pain, migration of the device, device breakage, perforation of organs by the device, and unintended pregnancy, among dozens of others.

On April 9, the FDA said only those healthcare providers who provide and sign the checklist will be able to sell Essure®.

“The FDA is taking this step after becoming aware that some women were not being adequately informed of Essure’s risks before getting the device implanted, despite previous significant efforts to educate patients and doctors about the risks associated with this device,” reads a press release issued by the FDA.

These “significant efforts” included implementing the patient-doctor checklist and adding a Black Box Warning—the FDA’s strongest warning short of a device recall—in 2016. The agency also required Bayer conduct post-market studies on Essure® to ensure the device was indeed as safe and effective as the manufacturer claimed.

According to the FDA, there has been about a 70 percent decline in sales of Essure® in the U.S. since the agency ordered the post-market studies and added the black box warning and patient-doctor checklist more than two years ago.

Will these sales decline even further when a new documentary about the unchecked power of the medical device industry and featuring Essure is available for millions of Americans to view this summer?

Attorney Martin Schmidt filed one of the first Essure® lawsuit in the state of California in 2015, spearheading the fight to get Bayer’s permanent birth control device off the market. Schmidt says filing an Essure® lawsuit is the only way to hold Bayer accountable and to help women exposed to Essure’s risks seek justice.

“The FDA doesn’t provide any remedy whatsoever for the person who was harmed by a drug or medical device that failed. The only person who can really help them is a plaintiff attorney who is experienced in dealing with potentially harmful medical devices and drugs,” says Schmidt.

Call Schmidt National Law Group toll free at 800-631-5656 or visit National Injury Advocates on the web.

About Schmidt National Law Group: In his 30 years as a trial attorney, Martin Schmidt has represented many victims of defective drugs as well as those injured by defective products and personal injury accidents. Martin Schmidt has been recognized as a leading personal injury attorney, having been chosen as one of the "Top 100 Trial Lawyers" for the state. Schmidt National Law Group is a personal injury firm located in San Diego, California, and its attorneys represent victims of all types of injuries.

Martin Schmidt
Schmidt National Law Group
800-631-5656
email us here


Source: EIN Presswire

Are PTSD Suicides Connected to Psychiatric Drug Treatment?

The Hidden Enemy: Inside Psychiatry's Covert Agenda

The Hidden Enemy: Inside Psychiatry’s Covert Agenda

CCHR Florida

CCHR Florida

CCHR Florida

CCHR Florida

Eighty percent of war veterans treated for PTSD are given psychiatric drugs and government agencies spend $9 billion a year on their mental health budgets.

Suicidal ideation is a black-box warning on psychiatric drugs given to our veterans. These drugs have never been shown to reduce risk or incidence of suicide. Shouldn’t this information be made known?”

— Diane Stein, President of Citizens Commission on Human Rights of Florida

CLEARWATER, FLORIDA, UNITED STATES, June 21, 2018 /EINPresswire.com/ — June has been designated PTSD Awareness Month by the National Center for Post-traumatic Stress Disorder (PTSD). The purpose of this designation is to increase awareness of “a mental health problem that may develop after a person has been exposed to … traumatic events.”

Events that may prompt being labeled with PTSD include threats to one’s life such as assault, wartime combat, terrorism, natural or human-made disasters. The listed symptoms include “distressing dreams, persistent thoughts and recurring flashbacks about the traumatic event or events, numbing or avoidance of memories of the trauma and triggered emotional responses.” [1]

But according to some there is a dark side to the PTSD Awareness campaign, that centers on the issue of treatments, and whether some of these are in fact causing more harm than good.

Today, some 80% of veterans labeled with PTSD receive psychotropic drugs; 89% of these are given antidepressants, with 34% treated with antipsychotics – drugs so dangerous many of them are labeled with the strictest warnings issued by the FDA. All told, the Department of Defense and the Veterans Administration collectively spend $9 billion a year on their mental health budgets.[2]

Simultaneously with the drugging of our veterans, twenty American armed force veterans are committing suicide every day. In 2014, more than 7,400 took their own lives. And although military veterans make up only 9 percent of the population, they account for 18 percent of all suicides.[3]

In the past “PTSD” was called “shell shock” or “battle fatigue.” But psychiatric diagnosis has redefined the condition as a “mental disorder”, thus making the sufferers eligible for billable psychiatric drug treatment.

Concurrently, the epidemic of suicides among U.S. military has increased in parallel along with the diagnoses of PTSD and the prescribing of psychiatric drugs, many of which are known to cause suicidal side effects.

The increase of dosing U.S. military veterans with psychiatric drugs is unprecedented. In less than a decade, from 2005 to 2011, The US Department of Defense increased its prescriptions of these pharmaceuticals almost seven times. This equates to thirty times faster than the civilian population. Currently, one in six American service members are on at least one psychiatric drug.

Former US Army Sergeant Joel Kort had this to say about the PTSD-type treatment he received as a soldier, “I didn’t see the emergence of psychiatry in the Army until I suffered my own injury, and then it was like a flood. It was a flood of doctors and it was a flood of meds…. I know that I’ve been on Ambien, Seroquel, Paxil—that was one of the big ones. A very dangerous drug…called Abilify. It kind of puts whatever meds you’re on, on steroids.” [3]

Since 1945, military personnel have been subject to aggressive psychiatric experimentation. Over 73 years ago, psychiatrist and Brigadier General J.R. Rees observed: “The army and the other fighting services form rather unique experimental groups since they are complete communities and it is possible to arrange experiments in a way that would be very difficult in civilian life.”

American soldiers in World War II were subjected to psychiatric experimentation when electroshock, insulin shock and varieties of mind-altering drugs were tried out on psychologically wounded soldiers.

Today the mental “diagnosis” is carried out by a licensed psychiatrist for “a preponderance of the evidence” since there are no medical tests for the condition. The criteria and naming of the disorder is decided by committee vote for inclusion in the Diagnostic and Statistical Manual of Mental Disorders, so as to make it an insurable and billable condition.

“In Florida alone, two of our veterans commit suicide every day”, said Diane Stein, President of Citizens Commission on Human Rights of Florida. “Suicidal ideation is a black-box warning on the labels of psychiatric medications given for PTSD to military vets. These medications have never been shown to reduce risk or incidence of suicide – on the contrary. Shouldn’t this information be part of “PTSD Awareness Month?”.[4]

About CCHR: Initially established by the Church of Scientology and renowned psychiatrist Dr. Thomas Szasz in 1969, CCHR’s mission is to eradicate abuses committed under the guise of mental health and enact patient and consumer protections. It was L. Ron Hubbard, the founder of Scientology, who brought the terror of psychiatric imprisonment to the notice of the world. In March 1969, he said, “Thousands and thousands are seized without process of law, every week, over the ‘free world’ tortured, castrated, killed. All in the name of ‘mental health.’” For more information visit, www.cchrflorida.org

Sources:

[1] https://www.awarenessdays.com/us/awareness-days-calendar/national-ptsd-awareness-day-in-the-usa-2018/

[2] https://www.cchrint.org/issues/the-hidden-enemy/

[3] https://www.militarytimes.com/veterans/2016/07/07/new-va-study-finds-20-veterans-commit-suicide-each-day/

[4] https://www.mentalhealth.va.gov/docs/data-sheets/Suicide-Data-Sheet-Florida.pdf

Diane Stein
Citizens Commission on Human Rights of Florida
(727) 422-8820
email us here

Colonel Bart Billings, Psychologist—Help our Veterans, Don’t Label & Drug Them


Source: EIN Presswire

From ADHD to Cocaine: A Wake-Up Call for Parents

Over a million children under the age of six are currently on psychiatric drugs in America

Over a million children under the age of six are currently on psychiatric drugs in America

The headquarters for CCHR Florida are located in downtown Clearwater

The headquarters for CCHR Florida are located in downtown Clearwater

CCHR Florida

Mr. Jason Good, speaks of his personal experience being labeled with ADHD as a child and how this led to a narcotics addiction at the age of 15.

Parents are vulnerable because they want the best for their children. Lacking information on the possible side effects of these drugs, they may too easily give permission and regret it much later.”

— Diane Stein, President CCHR Florida

CLEARWATER, FLORIDA, UNITED STATES, June 21, 2018 /EINPresswire.com/ — Prompted by new information on the use of psychotropic drugs to treat childhood difficulties in school, the Citizens Commission on Human Rights (CCHR) regularly hosts an educational talk for parents and concerned individuals on psychostimulants and the potential for drug addiction.

Today in the United States approximately 1.8 million youths aged 12 to 17 are using prescription psychotropic drugs, largely to treat difficulties with study.

The psychostimulant, methylphenidate is a Schedule II drug, which means the U.S. Drug Enforcement Administration (DEA) classifies it as having a high potential for abuse. Today it is prescribed largely to children and adolescents for “Attention Deficit Hyperactivity Disorder” (ADHD).

At the same time, the DEA warns that methylphenidate produces many of the same effects as cocaine. Psychotic episodes and severe psychological addiction have all been associated with methylphenidate abuse. [1]

This labeling represents a billing code that has come under increasing criticism for labeling normal childhood as a “mental disease”.

The side effects for Ritalin (methylphenidate hcl), used widely for ADHD, include nervousness, agitation, and anxiety as the top 3 listed effects, as well as psychosis.[2]

“Parents are vulnerable because they want the best for their children,” said Diane Stein, President CCHR Florida. “Lacking information on the possible side effects of these drugs, they may too easily give permission and regret it much later.”

During this talk, guest speaker and public executive of a successful drug rehabilitation center, Mr. Jason Good, speaks of his personal experience being labeled with ADHD as a child which came with one psychotropic drug after another from his doctors. Those in attendance hear the true story of how a Ritalin prescription handed to a young boy caused illegal street drug use and a narcotics addiction at the age of 15 and what Mr. Good thinks can be done to protect children in today's society.

For more information or to find out when the next educational briefing will be held, please call CCHR at 727-442-8820 or visit the center at 109 N. Fort Harrison Ave, Clearwater, Florida.

About CCHR: Initially established by the Church of Scientology and renowned psychiatrist Dr. Thomas Szasz in 1969, CCHR’s mission is to eradicate abuses committed under the guise of mental health and enact patient and consumer protections. It was L. Ron Hubbard, the founder of Scientology, who brought the terror of psychiatric imprisonment to the notice of the world. In March 1969, he said, “Thousands and thousands are seized without process of law, every week, over the ‘free world’ tortured, castrated, killed. All in the name of ‘mental health.’” For more information visit, www.cchrflorida.org

Sources:

[1] https://www.prnewswire.com/news-releases/cchr-alerts-parents-about-new-federal-statistics-showing-rates-of-youth-overdose-deaths-on-adhd-stimulants-and-benzodiazepines-are-greater-than-on-cocaine-300507566.html

[2] https://www.rxlist.com/ritalin-side-effects-drug-center.htm

Diane Stein
Citizens Commission on Human Rights of Florida
(727) 422-8820
email us here

CCHR: What We Believe


Source: EIN Presswire

Sudekum, Cassidy & Shulruff, Chtd. Launches New Website

Website Illustrative of Firm’s Continued Growth and Success

CHICAGO, ILLINOIS, UNITED STATES, June 21, 2018 /EINPresswire.com/ — To celebrate the Firm’s twenty-fifth anniversary, the law offices of Sudekum, Cassidy & Shulruff, CHTD. is launching an updated website which profiles its attorneys and highlights the Firm’s many accomplishments.

The new website, scslegal.com , is easy to navigate, has great content, and catches the eye with clean design.

Sudekum Cassidy and Shulruff, CHTD. is one of the top insurance defense and trial lawyer firms in Chicago. The Firm is AV- rated by Martindale Hubbell and its lawyers have been recognized by Super Lawyers and the Claims and Litigation Management Alliance.

In the past year the firm has introduced three new partners – Andrew Tidwell-Neal, Karen W. Howard and George M. Velcich. Two new associates have also joined the firm, Rebecca C. Horgan and Gina Leahy.

Sudekum, Cassidy & Shulruff, Chtd. is a Chicago-based law firm with a focus on insurance defense law and litigation. If you would like more information, please reach out to our law office at 312-803-6250 today.

Rick Sudekum
Sudekum, Cassidy & Shulruff, Chtd.
(312) 803-6250
email us here


Source: EIN Presswire

Respected Employment Specialist Curt Surls starts legal blog and commentary on complex Employment Law matters

Curt Surls, Employment Lawyer

Curt Surls, Employment Lawyer

Website of Curt Surls, Employment Law Specialist

Website of Curt Surls, Employment Law Specialist

Office of Curt Surls, Employment Attorney

Office of Curt Surls, Employment Attorney

Curt Surls, a highly respected Employment Law Specialist, announced the launch of his legal blog that focuses on complex legal issues in Employment Law.

The Law Office of Curt Surls (N/A:N/A)

As a legal practitioner, I am sharing the experience I have gained in almost 30 years of solving complex Employment Law problems not only for individuals but for small businesses as well.”

— Curt Surls, Employment Law Specialist

MANHATTAN BEACH, CALIFORNIA, UNITED STATES, June 21, 2018 /EINPresswire.com/ — Employment Law Specialist Curt Surls has launched a blog with legal commentary and analysis of complex Employment Law issues. “With all the recent news and misinformation regarding Employment Law, I felt that I could help explain the truths behind the real issues at hand” said Curt Surls. “As a legal practitioner, I am sharing the experience I have gained in almost 30 years of solving complex Employment Law problems not only for individuals but for small businesses as well,” Curt added.

The Blog features legal analysis and commentary on precedential court decisions, as well as regulatory developments. It will also include commentary on new legal and regulatory developments.

For example, the Blog includes several specialized articles previously published on the website of the California Employment Lawyers Association (CELA) (http://celavoice.org), such as “Bill protecting workers from forced arbitration awaits Governor approval,” and “Iowa Supreme Court re-affirms statutory right of jittery, insecure spouses to interfere in the workplace.”

Curt Surls is a Specialist in the areas of Employment Discrimination, Sexual Harassment, and Wrongful Termination. Located in Manhattan Beach, California, his law firm offers a complete range of employment law services to those living throughout Southern California, including all of Los Angeles, Riverside, Orange and San Bernardino counties. With nearly 30 years of experience focusing almost exclusively on this area of law, attorney Curt Surls and his law firm provide the personalized assistance and effective support his clients need when facing Employment Discrimination, Sexual Harassment, Wrongful Termination, or various types of discrimination. Website: https://www.curtsurlslaw.com. Mr. Surls is a Fellow of the College of Labor and Employment Lawyers (see https://www.laborandemploymentcollege.org/leadership/fellows), and is listed in the “Super Lawyer” Director, https://profiles.superlawyers.com/california-southern/manhattan-beach/lawfirm/law-office-of-curt-surls/7d7bf48f-c2ff-4237-9fde-9017064c7ce2.html

Kathryn Capello
The Law Office of Curt Surls
(310) 706-4055
email us here


Source: EIN Presswire

Use Premium Financing to increase your benefits

Stuart Chamberlin, President

Why you should use premium financing as a leverage to increase your benefits.

Leverage definition is – the action of a lever or the mechanical advantage gained by it.”

— Merriam-Webster

BOCA RATON, FL, US, June 21, 2018 /EINPresswire.com/ — Leverage is used every day from financing a home using a mortgage or using a credit line for a business. Leverage can be used for a lot more when it comes to insurance products and when it is used it’s called premium financing. Premium Financing involves the lending of funds to a person or company to cover the cost of an insurance premium.

This concept is not much different than using a bank mortgage to leverage assets to purchase a home. Money is borrowed to buy more house (or with premium financing access to more benefits) than one could purchase with assets on hand.

This concept has been used for years by high net-worth individuals who have illiquid assets or they don’t want to use a lot of their working capital to pay life insurance premiums. So instead they financing their premiums through a bank or lending institution at a low interest rate usually close to the LIBOR rate. By doing this they only pay the interest on the premiums being financed and still get the full benefit of the policy.

When using this strategy to finance the premiums of an indexed universal life policy (IUL) you have the potential of growth on the cash value since it’s linked to an index like the S&P 500 without the risk. All of the gains are locked in annually and there are many index strategies to choose from including some that have participation rates as high as 135%.

When the gains on the cash value are greater than the interest being charged on the financing you have what’s called an arbitrage situation. This can also be a more cost effective way to cover additional benefits to attract top talent for a business or to cover a key man policy or succession planning.

Most premium financing strategies are only available for high net-worth individuals with a net-worth of 5 mm or higher. The Kai-Zen strategy is available for individuals earning 150k a year or higher giving them the same advantage high net-worth individuals have been benefiting from for years.

Due to limitations, traditional retirement plans are typically insufficient for high-income earners. If you want to maintain your lifestyle in retirement, you need a proactive strategy that puts more money toward protecting your future income without putting a drain on your current finances.

Kai-Zen is the ONLY strategy that uses leverage to help you acquire more benefits you need to financially protect you and your family. It’s unique fusion of financing and life insurance offers you more protections and the potential to earn more retirement than you could obtain without leverage.

How it Works

The Kai-Zen strategy is simple. Premiums are jointly funded by bank financing and the participant or employer. The bank financing provides the majority of the total contribution to the plan, and the life insurance policy itself is the full security for the loan. This strategy is specifically designed so that the participant is not required to go through financial underwriting or sign loan documents. As an additional protection, Kai-Zen’s structure is also set up protect your benefits in the event of employer bankruptcy.

By using bank financing, the Kai-Zen strategy allows you to realize benefits beyond your expectations while keeping contributions within your means.

The most unique and compelling aspect of the Kai-Zen strategy is that the participant’s contributions are leveraged 3 to 1.

Stuart Chamberlin
Chamberlin Financial
561-962-2775
email us here


Source: EIN Presswire

Washington Mesothelioma Victims Center Now Urges a Maritime Worker with Mesothelioma in The Evergreen State to Call for Direct Access to the Nation's Most Capable Lawyers for Better Compensation

If you want the very best mesothelioma compensation, and a maritime job was involved, please call us at 800-714-0303 and we will guarantee you are talking directly to the top mesothelioma attorneys ”

— Washington Mesothelioma Victims Center

NEW YORK, NEW YORK, USA, June 21, 2018 /EINPresswire.com/ — The Washington Mesothelioma Victims Center says, "Our top priority is seeing to it that a maritime worker anywhere in Washington State who has recently been diagnosed with mesothelioma receives the very best possible financial compensation settlement. There is no such thing as a 'federally sponsored mesothelioma compensation claims center' and if you are a maritime worker or skilled trades worker with mesothelioma, please call us anytime at 800-714-0303 so you do not get shortchanged on compensation that you deserve. The potential compensation for a person like this could start at a million dollars-especially if they maintained or repaired a ship's engine room." http://Washington.MesotheliomaVictimsCenter.Com

The group is specifically reaching out to members of the merchant marine, shipyard workers, tug or barge operators, commercial fishermen, dock workers, maritime mechanics, or deck hands who now have mesothelioma. The last thing they want to see happen to any type of maritime worker with mesothelioma in Washington is for them to get shortchanged on financial compensation because they hired a less-than-qualified local personal injury law firm.

"If your husband or father in Washington State has recently been diagnosed with mesothelioma because of his exposure to asbestos in the maritime industry, please don't allow them to get overcharged or shortchanged because they hired a phony mesothelioma claim's center or unqualified law firm. If you want the very best mesothelioma compensation, and a maritime job was involved, please call us anytime at 800-714-0303 and we will guarantee you are talking directly to the top mesothelioma attorneys in the United States." http://Washington.MesotheliomaVictimsCenter.Com

The specific maritime workers with mesothelioma the Washington Mesothelioma Victims Center is trying to assist were probably exposed to asbestos in the following counties:

* King County-Todd Shipyards-Shipyards in Ballard, Washington State Ferries, Port of Seattle
* Kitsap County-Puget Sound Navy Shipyard
* Pierce County-Port of Tacoma
* Skagit County
* Snohomish County
* Grays Harbor County
* Whatcom County
* Cowlitz County
* Clark County
* Most of the Alaskan salmon and crab fishing fleets are based in Western Washington

The Washington Mesothelioma Victims Center wants to emphasize their services are available statewide in every community in Washington including Seattle, Tacoma, Spokane, Everett, Vancouver, Yakima, Bellingham, Aberdeen, Bremerton, Moses Lake, Olympia, Mount Vernon, Wenatchee, the Tri Cities, etc.

For the best possible mesothelioma treatment options in Washington the Washington Mesothelioma Victims Center strongly recommends the following heath care facility with the offer to help a diagnosed victim, or their family get to the right physicians at this treatment facility. The Center believes this treatment facility for mesothelioma to be one of the best in the nation. Fred Hutchinson Cancer Research Center and the UW Medical Center called the Seattle Cancer Care Alliance, in Seattle, Washington: http://www.uwmedicine.org/services/cancer-care

High-risk work groups for exposure to asbestos in Washington State include Veterans of the US Navy, hydro-electric power plant workers, shipyard workers, nuclear power plant workers, oil refinery workers, pulp and paper mill workers, factory workers, plumbers, electricians, miners, auto mechanics, machinists, and construction workers. Typically, the exposure to asbestos occurred in the 1950’s, 1960’s, 1970’s, or 1980’s. http://Washington.MesotheliomaVictimsCenter.Com

The states indicated with the highest incidence of mesothelioma include Maine, Massachusetts, Connecticut, Maryland, New Jersey, Pennsylvania, Ohio, West Virginia, Virginia, Michigan, Illinois, Minnesota, Louisiana, Washington, and Oregon.

For more information about mesothelioma please refer to the National Institutes of Health’s web site related to this rare form of cancer: https://www.cancer.gov/types/mesothelioma

Michael Thomas
Washington Mesothelioma Victims Center
800-714-0303
email us here


Source: EIN Presswire

Illinois Corporate Whistleblower Center Now Urges A Medical Doctor to Call Them About Substantial Rewards If They Can Document How a Healthcare Company is Giving Kickbacks Physicians for Referrals

We are positive healthcare companies are paying kickbacks to some physicians in every state and the potential rewards can be significant ”

— Illinois Corporate Whistleblower Center

WASHINGTON, DC, USA, June 21, 2018 /EINPresswire.com/ — The Illinois Corporate Whistleblower Center is now urging Physicians nationwide to call them anytime at 866-714-6466 if they possess proof any imaginable type of healthcare company is paying kickbacks for referrals from medical doctors. Recently the Department of Justice announced a $29.6-million-dollar settlement involving two medical practice groups and a hospital system involved in a referral kickback scheme. The allegations revolved around kickbacks for patient referrals. In this instance the scheme involved a hospital system admitting patients rather than seeing them on an outpatient basis. In this instance the whistleblowers (two medical doctors) will receive $6.2 million dollars for their information. http://Illinois.CorporateWhistleblower.Com

According to the Department of Justice, "On average, Medicare pays at least three times as much for an inpatient admission as it does for outpatient care."

The Illinois Corporate Whistleblower Center is inviting a medical doctor or healthcare professional to call them anytime at 866-714-6466 if they possess proof the following type of company is bribing medical doctors for referrals, purchases or admissions:

* A nursing home or skilled nursing facility bribing physicians for admissions

* A hospital bribing medical doctors for patient referrals for radiology or cardiac catheterizations

* A pharmaceutical company bribing physicians to over prescribe medications

* A hospice provider paying referrals to medical doctors-even if the patient is not dying

* A dialysis center bribing-physicians for referring new patients

* An Imaging Center bribing medical doctors for patients who may not need expensive imaging services such as an MRI or CT scan.

* An in-home healthcare provider that is bribing physicians to recommend their services.

* A blood testing company paying off medical doctors to prescribe medically unnecessary-expensive blood tests.

The Illinois Corporate Whistleblower Center says, "We are positive healthcare companies are paying kickbacks to some physicians in every state and the potential rewards can be significant provided the whistleblower has proof or an eyewitness account of what happened or is happening on an ongoing basis. If you possess this type of proof, please call us anytime at 866-714-6466 for a conversation about the potential value of your information. Why sit on a potentially winning lotto ticket without ever knowing what it might have been worth?" http://Illinois.CorporateWhistleblower.Com

Simple rules for a whistleblower from the Illinois Corporate Whistleblower Center: Do not go to the government first if you are a potential whistleblower with substantial proof of wrongdoing. The Illinois Corporate Whistleblower Center says, “Major whistleblowers frequently go to the government thinking they will help. It’s a huge mistake. Do not go to the news media with your whistleblower information. Public revelation of a whistleblower’s information could destroy any prospect for a reward. Do not try to force a company/employer or individual to come clean about significant fraud involving paying mandated Davis Bacon wages on federal jobs, Medicare fraud, anti-kickback Stark violations, overbilling the federal government for services never rendered, multi-million-dollar state or federal tax evasion, or an Illinois based company falsely claiming to be a minority owned business to get preferential treatment on federal or state projects. Come to us first, tell us what type of information you have, and if we think it’s sufficient, we will help you with a focus on you getting rewarded.”

Unlike any group in the US the Corporate Whistleblower Center can assist a potential whistleblower with packaging or building out their information to potentially increase the reward potential. They will also provide the whistleblower with access to some of the most skilled whistleblower attorneys in the nation. For more information a possible whistleblower with substantial proof of wrongdoing in Illinois can contact the Whistleblower Center anytime at 866-714-6466 or contact them via their website at http://Illinois.CorporateWhistleBlower.Com

For attribution please refer to the Department of Justice press release that discusses this matter: https://www.justice.gov/opa/pr/two-physician-groups-pay-over-33-million-resolve-claims-involving-hma-hospitals

Thomas Martin
Illinois Corporate Whistleblower Center
866-714-6466
email us here


Source: EIN Presswire